Minnesota Seller's Property Disclosure Statement (statutory "material facts" disclosure under Minn. Stat. 513.52-513.60), commonly implemented via the Minnesota REALTORS standard-form "Seller's Property Disclosure Statement," supplemented by separate statutory disclosures: Well Disclosure Certificate (Minn. Stat. 103I.235) and Individual Sewage Treatment System / SSTS Disclosure (Minn. Stat. 115.55) — Minnesota Statutes 513.52 to 513.60 (seller disclosure of conditions affecting real property), enacted 2002 (2002 c 306). Related ancillary statutes: Minn. Stat. 103I.235 (well disclosure, part of the Ground Water Protection Act), Minn. Stat. 115.55 (subsurface sewage treatment system / ISTS-SSTS disclosure), and the federal Residential Lead-Based Paint Hazard Reduction Act of 1992, 42 U.S.C. 4852d / 40 CFR Part 745 Subpart F, for housing built before 1978.
Minnesota is NOT a caveat emptor state for residential real estate sales - it has an affirmative statutory seller-disclosure regime. Under Minn. Stat. 513.52-513.60, before a seller signs an agreement to sell or transfer residential real property, the seller must give the prospective buyer a written disclosure of "all material facts of which the seller is aware that could adversely and significantly affect an ordinary buyer's use and enjoyment of the property, or any intended use of the property of which the seller is aware." Disclosure must be made in good faith, based on the seller's actual/best knowledge at the time - it is a knowledge-based standard, not a warranty, and sellers are not required to inspect for or discover unknown defects. In practice, sellers typically complete the Minnesota REALTORS standard "Seller's Property Disclosure Statement" form, covering structural components (foundation, roof, walls), mechanical/utility systems (electrical, plumbing, heating/cooling, water heater, well/septic), water intrusion and basement moisture history, environmental hazards (asbestos, radon, UST/underground tanks, methamphetamine production), and other material facts. Disclosure may be delivered directly to the buyer or to a licensee representing the buyer (who must then forward it). A seller who knowingly fails to disclose a known material fact is civilly liable to the buyer, who has 2 years after closing to sue for damages. Separately, sellers must also comply with the Well Disclosure law (Minn. Stat. 103I.235), requiring a written statement/map of any known wells and a Well Disclosure Certificate signed at closing, and must disclose how sewage is managed under Minn. Stat. 115.55 (an ISTS/SSTS disclosure describing the septic system and its location if not connected to a permitted municipal facility). Federal law separately requires a Lead-Based Paint disclosure (with the EPA "Protect Your Family From Lead In Your Home" pamphlet and a 10-day inspection opportunity) for any home built before 1978, regardless of any state-law exemption.
Minnesota's core seller-disclosure statute (Minn. Stat. 513.52-513.60) has not been substantively overhauled since its 2002 enactment, but related statutes referencing disclosure obligations were touched during the 2026 Regular Session: amendments affecting common interest community (condo/townhome association) disclosure provisions under Minn. Stat. 515B.4-102 (2026 c 61 s 30) and related sections (2026 c 61 s 36; 2026 c 82 s 12). These appear to be technical/conforming updates to common-interest-community disclosure cross-references rather than a rewrite of the core "material facts" seller disclosure standard. Sellers and agents should confirm current statutory text on the Minnesota Revisor's website (revisor.mn.gov) before closing, since session-law updates can shift cross-referenced provisions even when section 513.55's core disclosure standard is unchanged.
Facts on this page reflect research current as of 2026-07-05. Programs, rates, and laws change — confirm current figures with the relevant state agency before relying on them.