Guides / Property Taxes / Texas

Property Taxes in Texas

Effective Rate

Around 1.49%–1.63% average effective rate statewide — the 7th-highest in the nation. Suburban counties around Houston, Dallas, and Austin often run 1.8%–2.5%. Texas has no state income tax, which is a large part of why property taxes run high.

Example: Roughly $4,111 on the statewide median home value.

Exemptions

Homestead Exemption
Amount: $140,000 of market value shielded from school district property taxes
Raised from $100,000 by Proposition 13, passed by Texas voters in November 2025 — took effect for 2026.
Age 65+ / Disability Exemption
Amount: Additional $10,000 school district exemption, plus a permanent tax ceiling that freezes school taxes
Stacks on top of the standard homestead exemption.

Rates vary meaningfully by county and school district — always confirm the specific rate for your address with the county appraisal district before budgeting.

Facts on this page reflect research current as of 2026-07-05. Programs, rates, and laws change — confirm current figures with the relevant state agency before relying on them.

Related Resources
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