North Dakota's average effective property tax rate for 2026 sits at roughly 0.92%–0.99% of home value depending on the source/methodology — SmartAsset puts it at 0.96%, the Tax Foundation's owner-occupied housing rate is 0.92%, and other aggregators cite ~0.99%. This is essentially in line with (slightly below to right at) the ~0.99% national average, making North Dakota a below-average-to-average property tax state overall, though there's meaningful county-level variation: rates range from about 0.89% in Burleigh County to 1.20% in Grand Forks County, per SmartAsset's calculator. Notably, North Dakota has NO state cap on assessed value growth in the traditional sense, but the 2025 legislature (House Bill 1176) capped local government property tax levy increases at 3% per year, which will suppress future rate growth statewide.
Example: Figures vary by source and home-value assumptions: SmartAsset-derived county data shows Burleigh County (Bismarck) at a median home value of $335,800 with ~$2,974/year in property tax, and Cass County (Fargo) at $314,500 median value with ~$3,657/year. A commonly cited statewide median is about $2,468/year on a $249,900 median home (effectively ~0.99% rate). Before any credits, a typical North Dakota homeowner can expect an annual bill in the roughly $2,400–$3,700 range depending on county — but after applying the new $1,600 Primary Residence Credit (available to nearly all owner-occupants for 2025 and 2026), many lower-value-home households now owe little or nothing: about 50,000 ND households (roughly 30% of eligible applicants) paid $0 in property tax for 2025 as a direct result of the expanded credit.
Treat any single "the" statewide average rate or median bill with caution — North Dakota figures differ noticeably by source (SmartAsset 0.96%, Tax Foundation 0.92%, other aggregators ~0.99%) because of differing sales-ratio methodologies and whether owner-occupied vs. all-property values are used, and because North Dakota has 53 counties with widely varying local mill levies (school district, city, county, park district) layered on top of state-level rules. The biggest practical development for 2026 is the Primary Residence Credit jumping to $1,600/household with no income or age limits — nearly every owner-occupant should apply during the Jan 1–Apr 1, 2026 window at tax.nd.gov/prc, since it can eliminate the tax bill entirely for lower-value homes and is easy to overlook since it requires an annual application (it does not auto-renew in most cases). Verify current-year figures directly at tax.nd.gov before publishing, since the legislature's new 3% levy growth cap (2025 HB 1176) will continue reshaping year-over-year bills.
Facts on this page reflect research current as of 2026-07-05. Programs, rates, and laws change — confirm current figures with the relevant state agency before relying on them.