Guides / Property Taxes / Louisiana

Property Taxes in Louisiana

Effective Rate

Louisiana's average effective property tax rate is about 0.55% of assessed home value (Tax Foundation, 2026 data), making it one of the lowest in the nation — ranked roughly #40-41 among the 50 states. This is well below the national average, which sits around 0.99%-1.1% depending on methodology/source (Census Bureau vs. Tax Foundation vs. other trackers) — putting Louisiana at roughly half the national rate. Rates vary regionally within the state: parishes with more local voter-approved millages (e.g., some New Orleans-area and suburban parishes) run higher, while many rural parishes are lower still. A key driver of Louisiana's low effective rate is that residential property is assessed at only 10% of fair market value before millage rates are applied (versus 100% assessment ratios common in many other states), compounding with the homestead exemption.

Example: The median Louisiana homeowner pays approximately $1,180 per year in property taxes, on a typical home valued around $216,500 (Tax Foundation/Census-based estimate for 2026). This compares to roughly $3,100+ paid by the median U.S. household nationally — Louisiana homeowners typically pay less than half the national median dollar amount.

Exemptions

Homestead Exemption
Amount: $7,500 of assessed value (equivalent to $75,000 of fair market value, since LA assesses residential property at 10% of market value)
Applies automatically to owner-occupied primary residences once filed with the parish assessor. This fixed dollar amount has not been increased since the early 1980s and does not adjust for inflation, so its real value has eroded significantly over four decades.
Special Assessment Level (Senior/Disabled Freeze)
Amount: Freezes assessed value at the level when first qualified; 2026 household adjusted gross income limit is $100,000 (now indexed to CPI)
Available to homeowners 65+, permanently/totally disabled persons, and disabled veterans (50%+ service-connected rating). A November 2026 ballot measure (Act 300/HB 300) would raise the income ceiling to $150,000 if approved by voters. Note: the freeze only protects against rising assessed value — if a parish raises millage rates via voter-approved levies, the tax bill can still increase.
100% Disabled Veteran Exemption
Amount: Full exemption from ad valorem property tax on the homestead beyond the standard $7,500; some parishes double the base exemption to $15,000 assessed value ($150,000 market value) for 100% disabled veterans
Applies to veterans with a 100% service-connected disability rating. Local municipal fees/assessments outside standard ad valorem tax may still apply. The parish-level doubling provision requires local voter adoption, so benefit specifics vary by parish.

Because Louisiana assesses residential property at just 10% of fair market value (versus 100% in most states) and layers the $7,500 homestead exemption on top, comparing raw millage rates across states is misleading — always compare effective rates (tax paid / market value) as done above. Homeowners should confirm current-year figures and any parish-specific millage or exemption variations directly with their parish assessor's office, especially given the pending November 2026 constitutional amendment that could raise the senior freeze income threshold to $150,000.

Facts on this page reflect research current as of 2026-07-05. Programs, rates, and laws change — confirm current figures with the relevant state agency before relying on them.

Related Resources
Down Payment Assistance in LouisianaTransfer Tax & Closing Costs in LouisianaBuyer-Agent Agreements in LouisianaSeller Disclosure Laws in LouisianaFind Agents in LouisianaHome Affordability Calculator