Arizona has one of the lowest effective property tax rates in the country. Sources converge in the roughly 0.42%–0.51% range for the average/median effective rate on owner-occupied homes (Tax Foundation puts Arizona's median rate at about 0.44%-0.45% for 2025-2026; other trackers cite 0.48%-0.51%), compared to a national average/median of roughly 0.90%-1.02%. That means Arizona homeowners pay less than half the national average as a share of home value. WalletHub's 2026 property tax study ranks Arizona 4th-lowest among all states for real-estate property taxes. There is meaningful county-level variation: Pima County has the highest effective rate in the state (~0.65%) and highest median dollar bill (~$2,248/year), while Coconino, Mohave, and Yavapai counties have the lowest effective rates (~0.36%-0.37%), and Greenlee County has the lowest median bill (~$489/year).
Example: Estimates cluster in the $1,350–$1,900/year range depending on source and year: the median tax paid across Arizona's 15 counties is roughly $1,349–$1,695, while a median-valued Arizona home (~$358,900-$394,500) generates an annual bill of about $1,828-$1,879 in several 2025-2026 calculator estimates. A representative figure to cite is "around $1,800-$1,900 per year for a median-value home," noting Pima County runs much higher (~$2,248) and rural counties like Greenlee run far lower (~$489).
Figures vary somewhat by source because they use different methodologies (Tax Foundation uses aggregate levy/value ratios, ATTOM/SmartAsset/Ownwell use median assessed bills, WalletHub uses its own state ranking model) — treat the effective rate as "roughly 0.4%-0.5%" and the median bill as "roughly $1,350-$1,900" rather than a single precise number, and always verify current-year figures directly with the relevant county assessor (Maricopa, Pima, etc.) or azdor.gov before publishing, since exemption dollar amounts and Senior Freeze income limits adjust annually for inflation.
Facts on this page reflect research current as of 2026-07-05. Programs, rates, and laws change — confirm current figures with the relevant state agency before relying on them.